insurance & annuity licensing

1. LICENSING & DISTRIBUTION

Insurance and annuities available at Robo Advisor™ are issued by third-party insurance companies, which are not affiliated with any Robo Advisor™ company. Our agents and/or representatives may only conduct business (e.g., sell securities, provide investment advice, sell insurance and annuities) with residents of the states and/or jurisdictions for which they are properly registered and/or licensed. To find out if a representative is able to conduct business in your state, please contact their local office directly.

2. LEGAL JURISDICTIONS ONLY

The insurance and Annuity services and products described on this Web Site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this Web Site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

3. USE LIMITATION

This Web Site is for the use of consumers and small businesses that are researching and shopping for Insurance and Annuity products. You are not permitted to use this Web Site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this Web Site.

4. EXISTING INSURANCE COVERAGE

DO NOT CANCEL ANY EXISTING INSURANCE OR ANNUITY UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

5. AGENCY & INDIVIDUAL LICENSING

This Web Site is brought to you by the following licensed brokers in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Each agent/broker is associated with Sovereign Wealth Management Group, Inc. where applicable, a Florida corporation and licensed insurance agency.